Travel Insurance
G/Hardy Tours offers clients comprehensive travel insurance.
At G/Hardy Tours, we strongly recommend that all travellers purchase comprehensive travel insurance. Unforeseen events may arise before or during your trip, including situations that may require you to cancel your travel plans. This may include illness, injury, travel delays, or other unexpected disruptions. Having the right coverage ensures you are protected both financially and medically.
If you already have coverage through your employer, credit card, or a private plan, it is important to carefully review the terms of your policy to ensure it provides sufficient coverage for the entire duration of your trip abroad and meets the level of protection you expect.
It is the traveller’s responsibility to ensure they have adequate travel insurance that fully covers their individual needs for the full duration of their trip. G/Hardy Tours does not assume responsibility for any insufficient, inadequate, or declined insurance coverage. Travellers are strongly advised to verify that their policy provides appropriate protection prior to departure.
What is Travel Insurance?
Travel insurance provides peace of mind so you can focus on enjoying your experience.
A comprehensive policy may include: Trip cancellation and interruption, trip delays, emergency medical coverage while abroad, protection for lost, delayed, or damaged baggage, and worldwide 24-hour emergency assistance services
Please click here for a summary from GHT’s Insurance provider, Old Republic Insurance Company of Canada (T.I.P.S.).
There are three kinds of optional insurance GHT provides for adults (age 30+):
1. Ultimate All-Inclusive Plan: Provides coverage for trip cancellation, interruption, trip delay, emergency medical, baggage, and travel accidents. Also includes additional protection for certain unforeseen events up to 80% reimbursement. Must be purchased within 72 hours of when cancellation penalties begin.
2. All-Inclusive Plan: Includes all standard coverage listed above, excluding the additional “unforeseen events” protection.
3. Non-Medical Plan: Includes all standard coverage except for emergency medical benefits.
There are two kinds of optional insurance GHT provides for students & travellers under age 30:
1. Ultimate Youth Premier Plan: Provides coverage for trip cancellation, interruption, trip delay, emergency medical, baggage, and travel accidents. Also includes additional protection for certain unforeseen events up to 80% reimbursement. Must be purchased within 72 hours of when cancellation penalties begin.
2. Youth Premier Plan: Includes all standard coverage listed above, excluding the additional “unforeseen events” protection.
G/Hardy Tours adheres strictly to its cancellation policy.
We strongly encourage all travellers to carefully review the Terms and Conditions at the time of booking.
If you choose not to purchase travel insurance, you assume full financial responsibility for any cancellations, interruptions, or emergencies. While we understand that unforeseen situations can be difficult, we are unable to recover costs for travellers.
Learn More:
If you have questions about coverage or would like a quote, please contact our team. We are happy to guide you in selecting a plan that best suits your travel needs.